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  1. Baccarat in Kenya: The Table Game That Overtook Roulette in Popularity
  2. How to Play Baccarat: Simple Rules
  3. Conclusion
  4. FAQ - Baccarat

Baccarat is the most popular table game last year by Table Games Survey in terms of number of installations. It took that title from roulette this year.

Baccarat in Kenya: The Table Game That Overtook Roulette in Popularity

According to the Table Games Survey, baccarat was ranked as the #1 table game in 2025 overtaking roulette. In Kenya it can be played at many licensed online casinos, enabling players to access both low-limit and high-limit baccarat tables easily. The growth in baccarat's popularity stems from its easy-to-learn gameplay and the speed of play; with players having the option to place wagers on “the banker”, “the player”, or a tie.

7 bookmakers we track for Kenya, ranked on offer, cashiers and payout speed.

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  1. 1
    888Starz logo
    Editor’s pick888StarzCuraçao OGL/2024/665/0201 (Bittech B.V.)
    Welcome offer300% up to KSh 60,000Across the first four deposits
    8.4/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 150
    Online since
    2020
  2. 2
    Betum logo
    Best alternativeBetumAnjouan ALSI-202603026-FI1 (Pulsiora Ltd)Betum review
    Welcome offerUp to KSh 25,000Welcome package up to KSh 25,000
    8.3/10Get bonusT&Cs apply · 18+
    Online since
    2024
  3. 3
    Megapari logo
    Strong third optionMegapariCuraçao
    Welcome offerUp to KSh 31,400100% + 100% up to KSh 31,400 across the first two deposits
    8.0/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 720
    Online since
    2019
  4. 4
    Melbet logo
    MelbetKenyan 2025/26 licence list — Game Tosha Ltd, BK.0001174 / PG.0001176Melbet review
    Welcome offer200% up to KSh 25,700On the KE licence list
    7.9/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 130
    Online since
    2012
  5. 5
    22bet logo
    22betKenyan 2025/26 licence list — Nuntis Holdings Ltd, BK-0001293 / PG-000129422bet review
    Welcome offer100% up to KSh 19,000On the KE licence list
    7.8/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 150
    Online since
    2017
  6. 6
    Helabet logo
    HelabetCuraçaoHelabet review
    Welcome offer100% up to KSh 16,000
    7.7/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 112
    Online since
    2019
  7. 7
    1xBet logo
    1xBetKenyan 2025/26 licence list — Advanced Gaming Ltd1xBet review
    Welcome offerUp to KSh 20,000On the KE licence list
    7.6/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 112
    Online since
    2007

Bonus amounts, minimum deposits and payout windows come from the operators’ Kenyan pages and change without notice — read the offer terms before you deposit. 18+ only, and betting is not a way to pay bills: how to stop when it stops being fun.

The combination of easy access and exciting gameplay has made baccarat a highly sought after table game by both new players and experienced casino players throughout Kenya.

How to Play Baccarat: Simple Rules

Baccarat is famous for the ease of learning its basic playing rules and the excitement it generates while being played. Players will input their bets prior to receiving their cards by betting either on the player, banker, or tie and then two hands of cards are dealt out or "drawn". The value of each card follows fairly simple rules: Aces = 1, Face Cards = 0, All other cards are valued at their face values - The object of the game is to try to get your cards as close as possible to 9 total points.

Baccarat is governed by fixed drawing rules making for easy play and lots of excitement. Baccarat has a very low house edge on both player and banker bets making for a fair game that is very entertaining and where luck is the primary factor determining winning and losing.

Where to play baccarat in Kenya

Baccarat is dealt at nearly all legal online casinos in Kenya. The low limit baccarat games tend to be in the locals market.

How to play baccarat

Players start by making a wager on the banker, player or tie. The tie bet may be combined with either the player or banker. A player hand and banker hand receive two cards. 

Aces are worth one point. Face cards are worth zero points. All number cards are worth face value. A baccarat hand cannot be higher than nine. If the count goes above nine, it resets to zero. For example, a 9 and a 9 make a total of 8 in baccarat. 

If the player or banker receive an 8 or 9, it is a natural winner. The hand is over. If the player has 5 or lower points, the player draws. It stands on a 6 or 7.

If the player has a 6 or 7, the banker hand hits, except on 7. If the player has a five or lower, the banker draws with 0, 1 or 2 and stands on 7. The banker has a set of drawing rules to follow in other situations that may depend on what was drawn:

  • Draw on 3 if player drew 8
  • Draw on 4 if player drew 2 to 7
  • Draw on 5 if player drew 4 to 7
  • Draw on 6 if player drew 6 or 7

A player bet pays even money. This bet has a 1.24% house edge. The banker bet pays even money less a 5% commission. It has a 1.06% house edge. Some baccarat games have a banker push hand that eliminates the commission. The tie usually pays 8:1. This has a house edge of 14.36%.

Conclusion

There are many reasons that are attributed to its very high level of popularity, including the following: It has very straightforward rules; the hands play out very quickly; there is almost no decision-making involved in playing baccarat; no other table game can compete with it in terms of pure enjoyment.

Regarding placing bets (banker, player or tie), every time you sit down to play a new hand of baccarat there will be some thrill associated with it (e.g., the potential for a nice payout).

One of the other major benefits of baccarat is that it has a relatively low house edge. This applies even more so to both the banker and player bets so long as you are trying to get the most value possible from your wagering by playing over time. Many novice players seem to think that they have found a goldmine by playing the tie bet because of its significantly higher payout; however, many seasoned players will tell you that they prefer playing banker or player because it allows them to have a much more consistent return on their investment when playing.

FAQ - Baccarat

Is baccarat difficult to learn? 

Baccarat is one of the simplest table games in a casino. There are basic rules to follow that involve using only automatic drawing rules for most of the game. So most players only will put their money down on their bets, rather than playing strategy every time they draw cards. 

What is best bet at baccarat? 

By playing with a “banker” bet, you have the best odds of winning because it has the lowest house edge remaining at around 1% after commissions are taken out. 

Can I use a system to win at baccarat? 

Because baccarat is a game of chance, there is no ‘strategy’ that could guarantees that you will continually win. However, many players prefer to place their bankroll on a ‘banker’ or ‘player’ bet and use proper money management techniques. 

Why does “tie” have such high payout? 

Since the ‘tie’ is less likely to occur than either of the other two types. In the long haul, there is a higher house edge associated with this type of bet - making it riskier. 

Can I play baccarat at an online casino in Kenya? 

Yes; you can find a licensed online casino and find various versions of baccarat with different betting and wagering limits.

Betting should stay a game

Ke-Bet is an independent Kenyan betting guide. We are not a bookmaker and we take no bets. Every operator on this site is checked for three things: whether it holds a Kenyan licence or only an offshore one, whether it keeps balances in shillings and pays out through M-Pesa, Airtel Money, PesaLink or a Kenyan bank, and whether the bonus it advertises has terms a player can actually read. Links to operators are commercial; the order of our table does not depend on them, and where a brand has no verified bonus figure we leave the row out rather than invent one. Odds, bonus figures and limits change — read the operator's own terms before you stake.

  • Responsible Gambling Kenya 1199 24/7, also 0798 683 283 and WhatsApp
  • NACADA national toll-free line 1192 24 hours a day, every day

Betting in Kenya is licensed by the Gambling Regulatory Authority, created by the Gambling Control Act 2025 and in force since 26 August 2025. The GRA took over from the Betting Control and Licensing Board (BCLB), and the handover finished in February 2026 — licences issued under the old board still carry the BCLB wording. Stakes carry excise duty and winnings carry withholding tax, which the operator deducts before it pays you.