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Casino & Games

Online Scratch Cards

On this page 4
  1. Where Kenyans buy scratch cards online
  2. Matching symbols and the RTP
  3. RNG results, quick cards and series with prizes gone
  4. Scratch cards by top prize and return on a KES 100 card

Scratch cards are a fast and simple game where you buy a card and scratch off the silver film to reveal the symbols.

Where Kenyans buy scratch cards online

7 bookmakers we track for Kenya, ranked on offer, cashiers and payout speed.

How we rate
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  1. 1
    Betum logo
    Editor’s pickBetumAnjouan ALSI-202603026-FI1 (Pulsiora Ltd)Betum review
    Welcome offerUp to KSh 25,000Welcome package up to KSh 25,000
    8.9/10Get bonusT&Cs apply · 18+
    Online since
    2024
  2. 2
    Megapari logo
    Best alternativeMegapariCuraçao
    Welcome offerUp to KSh 31,400100% + 100% up to KSh 31,400 across the first two deposits
    8.0/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 720
    Online since
    2019
  3. 3
    888Starz logo
    Strong third option888StarzCuraçao OGL/2024/665/0201 (Bittech B.V.)
    Welcome offer300% up to KSh 60,000Across the first four deposits
    7.9/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 150
    Online since
    2020
  4. 4
    1xBet logo
    1xBetKenyan 2025/26 licence list — Advanced Gaming Ltd1xBet review
    Welcome offerUp to KSh 20,000
    7.8/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 112
    Online since
    2007
  5. 5
    22bet logo
    22betKenyan 2025/26 licence list — Nuntis Holdings Ltd, BK-0001293 / PG-000129422bet review
    Welcome offer100% up to KSh 19,000
    7.7/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 150
    Online since
    2017
  6. 6
    Melbet logo
    MelbetKenyan 2025/26 licence list — Game Tosha Ltd, BK.0001174 / PG.0001176Melbet review
    Welcome offer200% up to KSh 25,700
    7.6/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 130
    Online since
    2012
  7. 7
    Helabet logo
    HelabetCuraçaoHelabet review
    Welcome offer100% up to KSh 16,000
    7.5/10Get bonusT&Cs apply · 18+
    Min deposit
    KSh 112
    Online since
    2019

Bonus amounts, minimum deposits and payout windows come from the operators’ Kenyan pages and change without notice — read the offer terms before you deposit. 18+ only, and betting is not a way to pay bills: how to stop when it stops being fun.

Matching symbols and the RTP

Three matching symbols usually mean a payout, with each symbol having a different value. When you scratch, you're playing against the Return to Player (RTP) percentage, which determines the house edge.

RNG results, quick cards and series with prizes gone

A random number generator (RNG) decides the result before you scratch - the way you scratch off the silver film changes nothing. Each card takes seconds, so you can play dozens of cards in a few minutes. There are instances where a series of cards are still available, even if all major prizes have been won.

Scratch cards by top prize and return on a KES 100 card

Wolf Gold Scratchcard, Pragmatic Play. Example: KES 100 card, top prize KES 25,000,000250,000x, RTP 67.03% to 74.48% by version
Gold Rush Scratchcard, Pragmatic Play. Example: KES 100 card, top prize KES 25,000,000250,000x, RTP 71.72% to 79.69% by version
Diamond Strike Scratchcard, Pragmatic Play. Example: KES 100 card, top prize KES 10,000,000100,000x, RTP 76.55% to 85.06% by version
Chaos Crew Scratch, Hacksaw Gaming. Example: KES 100 card, top prize KES 10,000,000100,000x, RTP 60.12% to 92.28% by version
Cash Scratch, Hacksaw Gaming. Example: KES 100 card, top prize KES 10,000,000100,000x, RTP up to 92.01%
Scratch Platinum, Hacksaw Gaming. Example: KES 100 card, top prize KES 10,000,000100,000x, RTP 76.67%
Same card, low and high RTP version. Example: KES 10,000 in cards, about KES 1,494 or KES 2,345 kept85.06% vs 76.55% RTP
Paper card with overall odds of 1 in 3.52, one ticket bought28.4% chance of at least one prize
Same card, four tickets bought73.7% chance of at least one prize, 26.3% of none
Same card, ten tickets bought96.5% chance of at least one prize

Betting should stay a game

Ke-Bet is an independent Kenyan betting guide. We are not a bookmaker and we take no bets. Every operator on this site is checked for two things: whether it keeps balances in shillings and pays out through M-Pesa, Airtel Money, PesaLink or a Kenyan bank, and whether the bonus it advertises has terms a player can actually read. Links to operators are commercial: a partnership can affect where a brand sits in a list, never the bonus terms or limits we quote, and where a brand has no verified bonus figure we leave the row out rather than invent one. Odds, bonus figures and limits change — read the operator's own terms before you stake.

  • Responsible Gambling Kenya 1199 24/7, also 0798 683 283 and WhatsApp
  • NACADA national toll-free line 1192 24 hours a day, every day

Stakes carry excise duty and winnings carry withholding tax, which the operator deducts before it pays you.