MPesa remains the most accessible and reliable payment method for Kenyan punters, offering instant deposits and seamless mobile integration. As an expert who has tested dozens of platforms across East Africa, I've curated this list of trusted betting sites that support MPesa and meet strict standards for security, payout speed, and user experience. This guide is free to use and features only verified sportsbooks that provide a smooth, mobile-first betting experience.
Trusted Betting Sites Accepting MPesa in Kenya 2025
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50% Free Bet
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50% Free Bet
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Top Mpesa Betting Sites in Kenya
After reviewing dozens of betting platforms, I've found the most reliable MPesa betting sites in Kenya. These platforms stand out for their seamless MPesa integration, competitive odds, and accessible interfaces.
1. 22Bet
This 5 year old betting site has become a leading MPesa platform in Kenya. It is fully licensed and regulated by the Betting Control and Licensing Board of Kenya. MPesa deposits require their paybill number 895599 or the newer 732 55 15. The process is simple - select "Pay with MPesa", enter your paybill number, your account number and the amount you wish to deposit.
22Bet caught my attention with their generous 19,000 KES welcome bonus that does not require a promo code. The platform processes deposits and withdrawals instantly with no commission fees. You can reach their customer support team 24/7 via email and live chat and they usually respond within minutes.
2. Betwinner
Betwinner's MPesa integration allows you to fund your account with ease. Safaricom MPesa users can use their official paybill number 7011780. The platform only requires a minimum deposit of 100 KES - perfect for testing the waters without risking too much. The maximum single deposit is 70,000 KES.
The welcome bonus here is a great catch - you get 100% up to 15,000 KES on your first deposit. withdrawal limits range from a minimum of 225 KES to a maximum of 140,000 KES per day. The platform processes all transactions instantly, which is great if you need quick access to your funds.
3. Mozzartbet
Mozzartbet keeps it simple with paybill number 290059 for all MPesa transactions. The platform requires a minimum deposit of only 5 KES - the lowest I've seen. This makes betting accessible to anyone who wants to start small.
You get a welcome package with 50% free bets up to 2,500 KES and 50 free spins on Aviator games. The betting menu includes over 15 sports, from football to e-sports, as well as over 1,600 casino games. Your MPesa deposits will be instantly credited to your Mozzartbet account and you will also receive SMS confirmations.
4. 1xBet
1xBet uses paybill number 290011 for fast deposits. The process is simple - select "Pay Bill" from your MPesa menu, enter the paybill number, enter your amount and confirm with your PIN. You'll receive a confirmation message immediately.
The site rewards new players with a 200% bonus up to KES 20,000. 1xBet really shines with over 40 sports and more than 5,000 betting options at any given time. The platform doesn't charge for MPesa reloads, so you get more bang for your buck.
5. Melbet
Melbet accepts MPesa deposits through paybill number 5151511 and you can fund your account in seconds. The platform accepts deposits as low as 25 KES, with equally low minimum bets.
Melbet's welcome bonus stands out - you get a 200% match on your first deposit up to 26,000 KES. A 5,000 KES deposit gets you an extra 10,000 KES bonus. The BCLB in Kenya and the Curaçao authorities license the platform, so you know your money is safe.
How to Deposit and Withdraw Using Mpesa
MPesa is the fastest way to fund your betting account for online betting in Kenya. I've been using this method for years and want to show you exactly how deposits and withdrawals work.
Step-by-step Mpesa deposit guide
Most platforms follow a similar pattern for MPesa deposits, though each has its own paybill numbers. Here's my process:
- Access your MPesa menu through your phone's SIM toolkit or dial *334#
- Select "Lipa na M-PESA" from the menu options
- Choose "Pay Bill" (not "Send Money")
- Enter the betting site's paybill number:
- 22Bet: 7325515
- Betwinner: 7011780
- Mozzartbet: 290059
- 1xBet: Process varies slightly (see platform instructions)
- For the account number, enter your betting site username or the site name
- Input your deposit amount (most sites accept as little as 10 KES)
- Enter your MPesa PIN and confirm the transaction
- Wait for confirmation SMS (typically arrives within seconds)
Your betting account balance updates almost immediately after confirmation. During busy times, this might take up to five minutes.
How to withdraw winnings via Mpesa
The withdrawal process differs from deposits. You'll need to complete a one-time verification first:
- Log in to your betting account
- Go to the withdrawal section (usually labeled "Withdraw" or "Cashier")
- Select MPesa as your withdrawal method
- Enter the amount you wish to withdraw
- Confirm your registered phone number is correct
- Submit your withdrawal request
Most MPesa betting sites process withdrawals immediately. first time withdrawals may take up to 24 hours for verification. You'll receive an SMS confirmation when the funds are credited to your MPesa account.
The minimum withdrawal starts at 10-20 KES, while maximum limits vary by platform (usually up to 140,000 KES per day).
Common issues and how to fix them
My betting experience has taught me about several MPesa transaction issues:
Failed Deposits: Always verify your payroll number and account information before submitting. Incorrect information leads to most failures. If a transaction shows "completed" on MPesa but doesn't appear in your betting account, contact both the bookmaker's support and Safaricom with the transaction reference number.
Withdrawal Rejections: These happen because:
- Your account verification is not complete
- you have not met the wagering requirements for bonus funds
- your withdrawal amount is too low
- the amount exceeds the daily limits (70,000 KES per transaction/140,000 KES per day);
Delayed processing: First time withdrawals are subject to additional security checks. Some sites may hold these withdrawals for up to 24 hours. Only contact support if delays exceed the stated timeframe.
Save all transaction references until you confirm successful processing. These references help customer support solve any issues quickly.
Benefits of Using Mpesa for Betting
MPesa has become the backbone of the Kenyan betting industry, and for good reason. I've used MPesa with betting sites of all sizes and have seen why Kenyan punters prefer it to other payment methods.
Fast and secure transactions
MPesa transactions are much faster than traditional payment methods. My deposits show up in my betting accounts instantly, so I can place bets without waiting. Best of all? Withdrawals are in my MPesa wallet within minutes - no more waiting for bank approvals or processing.
Speed doesn't compromise security. Each transaction requires a PIN for additional protection. The system encrypts and stores all transactions on MPesa's servers to further protect users during payments. I love getting SMS alerts for each transaction - it helps me track my activity and spot suspicious activity.
Low transaction fees
MPesa's affordability makes it perfect for betting. You only pay per transaction, unlike bank accounts that charge monthly fees. This makes it much cheaper for people who bet frequently.
Betting through MPesa costs more than other MPesa services. The platform earned Sh5.98 billion from betting - about 3.5% of all bets placed through mobile money. Many sites like 22Bet cover these costs themselves, allowing you to deposit and withdraw without any fees.
Works in remote areas
MPesa betting sites shine brightest where traditional banks don't exist. People in rural areas can easily fund their accounts without having a bank branch nearby. This has opened up betting to Kenyans in every corner of the country.
My travels to rural areas proved this point. While banks were hard to find, MPesa agents were everywhere. The service covers all of Kenya, so you can move your money at any time, even from the most remote places.
No need for a bank account
Unlike credit cards or bank transfers, MPesa doesn't require you to have a bank account. This has changed everything for millions of Kenyans who don't use traditional banks but want to try online betting.
Getting money into MPesa is easy. Just visit any agent nationwide and hand over your cash - it will appear in your mobile wallet instantly. If you have a bank account, you can transfer money to MPesa through partner banks such as KCB, Equity and Family Bank using their apps.
The system runs on basic phones using SMS and USSD, so anyone with a cell phone can use it - no Internet or smartphone required. That's why MPesa handles billions of betting transactions every year.
Minimum Deposit and Withdrawal Limits (Table)
You need to know the deposit and withdrawal limits before choosing MPesa betting sites in Kenya. After looking at many platforms, here are the actual transaction limits that Kenyan punters should expect.
Table: Site vs Min Deposit vs Min Withdrawal
| Betting Site | Min Deposit (KES) | Max Deposit (KES) | Min Withdrawal (KES) | Max Withdrawal (KES) | Processing Time |
|---|---|---|---|---|---|
| Mozzartbet | 5 | 150,000 | 50 | 150,000 | 1-3 hours |
| 22Bet | 112 | 13,000 | 225 | 150,000 | Instant |
| Betwinner | 100 | 70,000 | 225 | 140,000 | 30 min-6 hours |
| 1xBet | 100 | 20,000 | 100 | Not specified | Instant |
| Dafabet | 50 | 100,000 | 50 | 70,000 | Instant |
Note: These limits apply specifically to MPesa transactions and may differ from other payment methods on these platforms.
Why limits matter for new users
New players often overlook transaction limits that can affect their betting experience. Lower minimum deposits allow you to try out platforms without risking too much money. Mozzartbet stands out as a great choice for beginners as you can start with as little as 5 KES.
Your withdrawal limits also deserve attention. A platform that allows small withdrawals works best when you make small bets. Some sites won't let you withdraw until you reach 500+ KES, which means your small winnings are locked up until they add up.
Daily withdrawal limits are most important for high stakes players. MPesa's regulatory limits are KES 70,000 per transaction and KES 140,000 per day. Most major betting sites allow withdrawals up to these limits.
Each platform handles transaction times differently. Most sites claim "instant" withdrawals, but in my experience, first time withdrawals take longer due to security checks.
Betting sites sometimes run MPesa-specific promotions with lower transaction limits. Afropari gives special bonuses to MPesa users and lowers the minimum transaction to 50 KES.
How to Choose the Right Mpesa Betting Site
Choosing the right MPesa betting site takes more than just looking at its features. My experience with dozens of platforms has taught me what makes some sites stand out from the rest.
Check for licensing and regulation
A valid license is the backbone of any reputable betting site. Before signing up, I make sure the platform has the proper certification from Kenya's Betting Control and Licensing Board (BCLB). The security is strong because both the BCLB and Safaricom take a good look at each betting site before giving their approval. No betting platform can legally operate MPesa services without this license. That's why I always look for the BCLB license number at the bottom of the home page.
Compare welcome bonuses
MPesa betting sites come with different welcome bonuses. 22Bet gives 100% up to KES 19,000 and 1xBet sweeten the deal with 200% up to KES 26,000. The numbers look great, but you have to look deeper. Dafabet keeps it simple with only 2x wagering requirements, while ChezaCash asks for a higher 10x. Time limits are also important - some bonuses only last a week, while others give you a month to meet the requirements.
Look at sports coverage and odds
Football dominates the betting scene in Kenya, so I put extra emphasis on good football betting options. A quality platform should offer many other sports as well. The odds you get are what really matter for your winnings - even small differences can add up quickly, especially when you bet big.
Evaluate customer support
Good customer support shows how reliable a site is. I prefer platforms that offer 24/7 support via live chat or phone. Local language support makes a big difference - sites that speak both Swahili and English get extra points. I always test how fast they respond before I spend serious money on a new platform.
Our Verdict
MPesa has undoubtedly changed the world of betting in Kenya. It makes online betting available to millions of people, regardless of where they are or whether they have a bank account. This article looks at the most trusted platforms that work seamlessly with this popular payment method. Of course, fast transactions, low fees and wide coverage make MPesa betting sites the first choice for Kenyan punters.
I've tested many platforms myself and I can tell you that sites like 22Bet, Betwinner and Mozzartbet work great with MPesa. You can deposit and withdraw money in seconds and their bonuses give you extra value. These sites are accessible to everyone as some platforms require as little as 5 KES to start betting.
MPesa betting has proven to be the most convenient option for Kenyan bettors. You can deposit money into your account from anywhere in Kenya and receive your winnings within minutes - all without a bank account. This easy access and user-friendly platforms have forever changed the way Kenyans bet online.







